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Landlord insurance

  • Cover for malicious damage by your tenants
  • Optional additional cover for Rent Default & Theft by Tenant


Terms and conditions apply.

Protection for your investment property made easy

Over Fifty Insurance’s landlord cover can cover your property and the contents you provide for your tenant’s use, including:

  • Cover against malicious damage by your tenants
  • Up to $10 million legal liability cover
  • Optional additional cover for Rent Default and Theft by Tenant
  • Receive up to 30% No Claim Bonus^+
  • Pay by the month at no extra cost#

Our online quote system will give you a quote in just a few minutes.

Why landlord insurance?

Below is a summary only. Refer to the Landlord Insurance Product Disclosure Statement (PDS) for more information.

  • Cover for specified events

    Get cover for specified events, such as fire, theft and storms. 

  • Liability

    Up to $10,000,000 legal liablity cover.

  • Rent Default and Theft by Tenant Option

    Optional additional cover available for Rent Default and Theft by Tenant.

Policy documents

Terms, conditions, limits, eligibility criteria and exclusions apply. For more information please refer to the Prestige Home Insurance, Classic Home Insurance or Vital Home Insurance Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Facts Sheets (KFS).

Why choose Over Fifty Insurance?

  • It’s simple

    Obtain a quote and purchase online.

  • Flexible payment options

    We provide the option to pay by the month at no extra cost#.

  •  Claims service

    24/7 claims lodgement service.

Next steps

Over the phone – 24 hours a day, 7 days a week claims lodgement hotline

To submit a claim over the phone call 13 31 30, select claims and one of our friendly consultants will assist you.