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Below table is a summary only. Terms, conditions, exclusions and limits apply. Please refer to the Motor Insurance Product Disclosure Statement for more information.

  • Save up to 10% on your first year’s premium for a new comprehensive car insurance policy when you buy online**^

  • Pay by the month at no extra cost

  • 24/7 claims lodgement service

Terms and conditions apply.
If you have a claim under this policy we provide cover for: Comprehensive cover Third Party Property Damage cover
Cover for damage to other people's property (Legal Liability cover) Up to $20 million Up to $20 million
Approved legal costs arising out of a covered loss under your policy
Legal Liability cover when using a substitute vehicle
Any repairs on your car authorised by us are guaranteed as long as you own or lease your car
Damage to your car if you are not at fault in an accident and the other vehicle is uninsured Up to a value of $5,000
Reasonable costs of towing after a covered incident
Accidental damage or loss to your car
New replacement car if you bought it new in the last 2 years and it becomes a total loss.
Rental car following theft (up to $100 per day for 30 days with up to $3,000 reimbursement cover for any excess or bond)
Supplementary Bodily Injury Up to $20 million Up to $20 million
Cost of emergency repairs Up to $500
Reasonable emergency accommodation and travel expenses if your vehicle is in an accident more than 100km from home- Up to $1,000
Accidental damage to or theft of personal items and clothing that are kept in your car Up to $1,000
Lock re-keying and re-coding if keys to your vehicle are stolen Up to $1,000
Reimbursement of transportation costs if your vehicle cannot be safely driven home after a covered accident​ Up to $500
Accidental loss or damage to trailer or caravan attached to your vehicle at the time of the covered accident Up to $1,000
Removal of Basic excess on windscreen claim (where the broken windscreen is the only damage to your vehicle) Optional - 1 replacement and 2 repairs in any period of insurance
Child seat/baby capsule Up to $500

Next steps

Start a quote nowRetrieve a quoteMake a claim

Over the phone – 24 hours a day, 7 days a week claims hotline

To submit a claim over the phone call 13 31 30, select claims and one of our friendly consultants will assist you.

Over Fifty Insurance Pty Ltd ABN 58 007 165 200 AR 295939 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement. If you purchase this insurance, we receive a commission that is a percentage of the premium. We will also receive a percentage of the profit which exceeds the agreed profit threshold for Home and Motor policies arranged by us or renewed with Allianz in each calendar year. Allianz pays us an upfront marketing allowance each year which is calculated as a percentage of the premium earned on all insurance policies which we arrange for Allianz in the previous year. Ask us for more details before we provide you with services.
Terms and Conditions
**Online discounts
The online discount applies to new comprehensive Motor Insurance policies only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.
^Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.
#Safe driver discount
Safe Driver Discount applies to comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.
Premium adjustments
Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
1Cover for accidental damage or loss to your car caused by flood, storm and hail
Terms, conditions, limits, eligibility criteria and exclusions apply. Please see the relevant Product Disclosure Statement available on this website for details.