Comprehensive Insurance & Third Party Property Damage Comparison Table:
This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement
Key benefits | Comprehensive
Insurance Get a quote |
Third Party Property
Damage Get a quote |
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Cover for accidental loss of or damage to your vehicle | ||
New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss. If: |
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Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events | ||
Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000 for any one incident, provided that:
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Approved legal costs arising from a claim for liability covered by the policy | ||
Cost of emergency repairs after a covered accident – up to $500 for any one incident | ||
Rental car after theft of your vehicle - $100 per day limit, up to 30 days6 | ||
Reasonable cost of towing after a covered incident | ||
Temporary cover on replacement vehicle – 14 days | ||
Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser | ||
Legal liability cover when using a substitute vehicle | ||
Cover for personal items in your vehicle – up to $1,000 for any one incident | ||
Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident | ||
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident | ||
Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident | ||
Cover for replacement of child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident | ||
Optional benefits you can add: | ||
Rental car following accident, where available - $100 per day limit, up to 30 days⁶ | ||
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance | ||
Cover for tools of trade – up to $3,000 for any one incident | ||
Options you can select to decrease your premium: | ||
Named driver option | ||
Get a quote | Get a quote |