With option to pay by the month at no extra cost1, and automatic caravan contents cover up to $1,000, you can rely on OFI.
![](https://over50insurance.com.au/wp-content/uploads/2023/10/0920234959OFI_OFIInsIcon_100x100.png)
Cover for reasonable towing costs after a covered accident
![](https://over50insurance.com.au/wp-content/uploads/2023/10/0920234930OFI_OFIInsIcon_100x100.png)
Option to pay by the month at no extra cost1
![](https://over50insurance.com.au/wp-content/uploads/2023/10/0920234938OFI_OFIInsIcon_100x100.png)
Legal liability cover of up to $20 million
Why choose Over Fifty Caravan & Trailer insurance?
There’s nothing better than hitting the wide-open road with your caravan in tow. While you are out enjoying life, it’s important that you are covered against accidental loss or damage to your caravan or trailer.
Policy inclusions
![](https://over50insurance.com.au/wp-content/uploads/2023/10/0920234955OFI_OFIInsIcon_100x100.png)
Emergency accommodation
Cover for reasonable accommodation expenses up to $100 per day, to a maximum of $1,000, in the event that your caravan is uninhabitable following a covered accident more than 100km from where it’s normally parked at night.
![](https://over50insurance.com.au/wp-content/uploads/2023/10/0920234957OFI_OFIInsIcon_100x100.png)
New vehicle replacement
We’ll replace your vehicle if it’s a total loss within 2 years of first registration.
![](https://over50insurance.com.au/wp-content/uploads/2023/10/1020234985OFI_OFIInsIcons_100x100.png)
Emergency repairs
Up to $500 reimbursement for the cost of emergency repairs which may be necessary to enable you to tow your caravan or trailer to its intended destination after a covered accident.
![](https://over50insurance.com.au/wp-content/uploads/2023/10/0920234959OFI_OFIInsIcon_100x100.png)
Cover for accidental loss or damage
Cover for accidental loss or damage to your caravan or trailer, Australia-wide plus reasonable towing costs after a covered accident.
![](https://over50insurance.com.au/wp-content/uploads/2023/10/0920234953OFI_OFIInsIcon_100x100.png)
Automatic Contents Cover
Up to $1,000 any one incident caused by or arising from a covered accident
![](https://over50insurance.com.au/wp-content/uploads/2023/10/0920234960OFI_OFIInsIcon_100x100.png)
Option to increase your caravan contents cover
Option to increase your caravan contents cover for your camping furniture, bedding, utensils, crockery, provisions, household goods, clothing, and personal effects all of which are carried in your caravan.2
![](https://over50insurance.com.au/wp-content/uploads/2023/10/0920234938OFI_OFIInsIcon_100x100.png)
Legal liability
Cover for your legal liability up to $20 million.
![](https://over50insurance.com.au/wp-content/uploads/2023/10/0920234929OFI_OFIInsIcon_100x100.png)
24/7 online claims
24/7 online claims lodgement or call 1300 55 50 30 to speak to a real person.
Policy Documents
For full details of the standard terms, conditions, limits and exclusions that apply please read the Caravan and Trailer Insurance Product Disclosure Statement and Policy Document, any applicable supplementary PDS before making a decision to purchase the insurance.
![AustraliaIcon](https://over50insurance.com.au/wp-content/uploads/2022/05/AustraliaIcon.png)
Cover for accidental loss of or damage to your caravan or trailer Australia wide
Optional covers
Apply to add any of these optional covers for an additional premium and greater cover
Increased contents cover
Specified contents cover amount as nominated by you.
Fusion/Motor burn out
Up to $500 any one fusion/motor burn out incident.
Need to make a claim?
Make a claim 24/7 on your Caravan and Trailer Insurance using our online claims form or call 131 013 to speak to a consultant.
What to do before you make a claim
- It’s important to do what you reasonably can to prevent further loss, damage or liability – this includes not admitting any liability.
- Contact the police as soon as reasonably possible to report any injuries, theft, attempted theft, or damage caused by intentional acts or vehicle impact.
- Let us know about the incident before authorising any repairs. We’ll arrange for an assessor to review before approving any work to be carried out.
What you need to get started
You’ll need the following details to start your claim. The Claims team will contact you to discuss next steps once your claim is received.
- Details of the incident (such as the date, where the damage occurred, any other vehicles involved)
- Other drivers’ details such as name, address and licence number (if available)
- Supporting documents or images (if available)