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Caravan and Trailer Insurance

With option to pay by the month at no extra cost1, and automatic caravan contents cover up to $1,000, you can rely on OFI. 

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Cover for reasonable towing costs after a covered accident

Option to pay by the month at no extra cost1

Legal liability cover of up to $20 million

Why choose Over Fifty Caravan & Trailer insurance? 

There’s nothing better than hitting the wide-open road with your caravan in tow. While you are out enjoying life, it’s important that you are covered against accidental loss or damage to your caravan or trailer.

Policy inclusions

Emergency accommodation

Cover for reasonable accommodation expenses up to $100 per day, to a maximum of $1,000, in the event that your caravan is uninhabitable following a covered accident more than 100km from where it’s normally parked at night.

New vehicle replacement

We’ll replace your vehicle if it’s a total loss within 2 years of first registration.

Emergency repairs

Up to $500 reimbursement for the cost of emergency repairs which may be necessary to enable you to tow your caravan or trailer to its intended destination after a covered accident.

Cover for accidental loss or damage

Cover for accidental loss or damage to your caravan or trailer, Australia-wide plus reasonable towing costs after a covered accident.

Automatic Contents Cover

Up to $1,000 any one incident caused by or arising from a covered accident

Option to increase your caravan contents cover

Option to increase your caravan contents cover for your camping furniture, bedding, utensils, crockery, provisions, household goods, clothing, and personal effects all of which are carried in your caravan.2

Legal liability

Cover for your legal liability up to $20 million.

24/7 online claims

24/7 online claims lodgement or call 1300 55 50 30 to speak to a real person.

Policy Documents

For full details of the standard terms, conditions, limits and exclusions that apply please read the  Caravan and Trailer Insurance Product Disclosure Statement and Policy Document, any applicable supplementary PDS before making a decision to purchase the insurance.


Cover for accidental loss of or damage to your caravan or trailer Australia wide

Optional covers

Apply to add any of these optional covers for an additional premium and greater cover

Increased contents cover

Specified contents cover amount as nominated by you.

Fusion/Motor burn out

Up to $500 any one fusion/motor burn out incident.

Need to make a claim?

Make a claim 24/7 on your Caravan and Trailer Insurance using our online claims form or call 131 013 to speak to a consultant.

What to do before you make a claim

  • It’s important to do what you reasonably can to prevent further loss, damage or liability – this includes not admitting any liability.
  • Contact the police as soon as reasonably possible to report any injuries, theft, attempted theft, or damage caused by intentional acts or vehicle impact.
  • Let us know about the incident before authorising any repairs. We’ll arrange for an assessor to review before approving any work to be carried out.

What you need to get started 

You’ll need the following details to start your claim. The Claims team will contact you to discuss next steps once your claim is received.

  • Details of the incident (such as the date, where the damage occurred, any other vehicles involved)
  • Other drivers’ details such as name, address and licence number (if available)
  • Supporting documents or images (if available)
Over Fifty Insurance Pty Ltd ABN 58 007 165 200 AR 295939 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Any advice provided is general advice only. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from www.over50insurance.com.au. The relevant Target Market Determination is available by calling 13 31 30. If you purchase this insurance, we will receive a commission that is a percentage of the premium, a profit share and marketing costs.  Ask us for more details before we provide you with services.
1. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
2. Subject to underwriting limits