Get a quote

Home and contents cover

  • Up to 30% No Claim Bonus^
  • Pay by the month at no extra cost*
  • Quick and easy claims service 24/7

 

Terms and conditions apply.
Get a 10% discount when you buy online

 

Below is a summary only. Please refer to the Prestige Home Insurance, Classic Home Insurance or Vital Home Insurance Product Disclosure Statement (PDS) for more information.

Buildings insurance

  • Cover against loss or damage caused by fire, storms, earthquake, impact damage, and more
  • Up to $20 million legal liability cover (Classic and Prestige covers only)
  • Up to $5,000 to install environmental systems, such as rainwater tanks and solar power systems, if your building is destroyed and we agree to rebuild it
Learn more

Contents insurance

  • New for old replacement, where we agree to replace your contents@
  • Cover against loss or damage caused by theft, storm, rainwater or run-off for certain home contents left outside at your insured address
  • Protection for fraudulent use of lost or stolen credit cards
Learn more

Combine building and contents insurance and save!

Bundling your building and contents cover gives you up to 10% discount^.

Home insurance calculators

It is essential that you have adequate cover to help protect your home and your contents and that's why Cordell has provided these calculators. They work as guides to help you estimate the replacement value of your home building and contents.

 

 

  •  What is the replacement value of your buildings?

    You can use the Home Building Replacement Cost Calculator below to help you calculate the estimated replacement value of your home.

    Value my home
  •  What is the replacement value of your contents?

    You can use the Home Contents Replacement Cost Calculator below to help you calculate the estimated replacement value of your contents.

    Value my contents

Upgrade your cover

  • Flood cover

    Flood Cover may be available as an optional cover for buildings and/or contents subject to eligibility criteria.

  • Portable items (personal effects)

    Optional cover to protect your portable valuables (personal effects) from accidental loss or damage both at and away from home. 

  • Domestic Worker's Compensation

    Where you employ a domestic worker, we will pay the amount you are liable to pay if they are injured while working for you. Cover only available in the Australian Capital Territory, Western Australia and Tasmania. 

Policy documents

Terms, conditions, limits, eligibility criteria and exclusions apply. For more information please refer to the Prestige Home Insurance, Classic Home Insurance or Vital Home Insurance Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Facts Sheets (KFS).

Why choose Over Fifty Insurance?

  • It’s simple

    Obtain a quote, purchase online and save up to 10%*^

  • Flexible payment options

    We provide the option to pay by the month at no extra cost#

  • We offer choice

    Choose from a range of products 

  • Easy claims 

    Quick and easy claims service 24/7

Next steps

Over the phone – 24 hours a day, 7 days a week claims hotline

To submit a claim over the phone call 13 31 30, select claims and one of our friendly consultants will assist you.