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Car insurance

  • Choice of repairer at no extra cost
  • Quick and easy claims service 24/7
  • Up to 10% off when you buy online*^


Terms and conditions apply.
Purchase a new comprehensive car insurance policy and get 12 months’ roadside assistance Australia-wide, 24 hours a day, 7 days a week-

Choosing comprehensive cover

No matter how careful you might be on the road, accidents can still occur. We offer reliable, competitive car insurance cover, so you and your loved ones can travel with confidence. 

Comprehensive car insurance provides cover for your car and other people.



Below is a summary only. Please refer to the Motor Insurance Product Disclosure Statement (PDS) for more information.

Protect your car

  • Cover for accidental damage to your car if you are at fault
  • Cover for damage to your car if you are not at fault in an accident and the other vehicle is uninsured
  • Cover for accidental loss or damage to your car caused by fire or theft
  • Cover for accidental damage or loss to your car including flood, storm and hail
  • Reasonable costs of towing after a covered accident (reasonable cost)
  • Cover for accidental damage to other people's property (including vehicles) which is partly or fully your fault
  • Purchase a new Allianz comprehensive car insurance policy through us and you’ll ‎receive 12 months’ roadside assistance Australia-wide, 24 hours a day, 7 days a week-


  • Approved legal costs arising out of a claim for liability covered by your policy
  • Legal liability cover when using a substitute vehicle
  • Guarantee on authorised repairs
  • Get a No Claim Bonus discount of up to 65%^+ if you have been insured for the past five years without a claim
  • Get a discount if you choose to exclude cover for drivers of your vehicle under 30 years of age^
  • A further safe driver discount over and above the No Claim Bonus discount, is available for eligible drivers^#
And more
Policy documents

We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the PDS .

Why choose Over Fifty Insurance?

  • It’s simple

    Obtain a quote, purchase
    online and save up to 10%*^

  • Flexible payment options

    We provide the option to pay by the month at no extra cost

  • Easy claims 

    Quick and easy claims
    service 24/7

Next steps

Over the phone – 24 hours a day, 7 days a week claims hotline

To submit a claim over the phone call 13 31 30, select claims and one of our friendly consultants will assist you.