Essentials Plan travel insurance cover
Just because you're travelling on a budget doesn’t mean you should skip the travel insurance. In fact, trying to save by travelling without insurance could cost you a lot more in the long run.
Our no-frills Essentials Plan travel insurance can cover you for what’s most important — your health and safety. And all for a lot less than you might think.
For anyone who wants to make the most of their holiday dollar, but understands the importance of overseas emergency medical cover, our Over Fifty Insurance Essentials Plan may have an answer.
Key Essentials Plan travel insurance benefits
This is simply a summary of the benefits of an Essentials travel insurance policy. For full details, such as conditions, limits and exclusions, please read the Product Disclosure Statement.
| Benefit | Single | Duo (per person) | Family | Section |
|---|---|---|---|---|
| Overseas Emergency Medical Assistance |
unlimited | unlimited | unlimited | 1.1 |
| Overseas Emergency Medical and Hospital Expenses - Emergency Dental Expenses (per person) |
unlimited - $1,000 (Dental) |
unlimited - $1,000 (Dental) |
unlimited - $1,000 (Dental) |
1.2.1 |
| Cancellation Fees & Lost Deposits | $10,000 | $10,000 | $20,000 | 2.1 |
| Additional Expenses | $25,000 | $25,000 | $50,000 | 3.1 |
| Travel Delay Expenses | $2,000 | $2,000 | $4,000 | 3.2 |
| Luggage and Personal Effects | $3,000 | $3,000 | $6,000 | 4.1 |
| Luggage and Personal Effects Delay Expenses | $250 | $250 | $500 | 4.2 |
| Rental Vehicle Insurance Excess | $3,000 | $3,000 | $6,000 | 5.1 |
| Personal Liability | $2.5 million |
$2.5 million |
$2.5 million |
6.1 |
We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the PDS .
Why choose Over Fifty Insurance?
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Over 50 insurance specialists
As a specialist insurance provider for Australians over 50, we understand what it takes to deliver high quality service and insurance products.
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Assistance 24 hours a day, 365 days a year
Overseas travel medical emergencies won't wait until the next business day. Our overseas emergency assistance helpline is available 24 hours a day, 365 days a year. Just phone us as soon as you need help and we’ll be there.
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Global reach and expertise
We’re backed by Allianz Global Assistance. Supporting them is a global network of multilingual travel and medical assistance specialists, certified service providers and international correspondents.
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We've got you covered
If you need emergency help, the last thing you want is to make phone call after phone call. With Over Fifty Insurance, one call takes care of everything - claiming, emergency assistance, medical care and translators.
Overseas Travel Medical Assistance
Our travel cover is backed by one of the world’s leading medical assistance providers, Allianz Global Assistance because we understand that if you have a medical emergency when you're travelling, you want to be certain you receive the best care possible.
The emergency assistance helpline is available 24 hours a day, 365 days a year. All you need to do is call as soon as you need help.
Pre-existing medical conditions and purchasing a policy
- How far in advance can I buy my travel insurance policy?
- I am currently overseas and have no insurance - can I still purchase a policy?
- Am I covered if I work overseas?
- If I return home early, do I get a refund?
- What do I do if I think I have a pre-existing medical condition?
- How much does it cost to add cover for my pre-existing medical condition(s) to my travel insurance policy?
- What happens if I purchase my travel insurance policy and a new medical condition develops? Would I need to pay an additional premium?