- Cover against loss or damage caused by fire, storms, earthquake, impact damage, and more
- Up to $20 million legal liability cover (Classic and Prestige covers only)
- Up to $5,000 to install environmental systems, such as rainwater tanks and solar power systems, if your building is destroyed and we agree to rebuild it
- New for old replacement, where we agree to replace your contents@
- Cover against loss or damage caused by theft, storm, rainwater or run-off for certain home contents left outside at your insured address
- Protection for fraudulent use of lost or stolen credit cards
Combine building and contents insurance and save!
Buy both building and contents covers on the same policy to receive up to 10% discount^.
Home insurance calculators
It is essential that you have adequate cover to help protect your home and your contents and that's why Cordell has provided these calculators. They work as guides to help you estimate the replacement value of your home building and contents.
What is the replacement value of your buildings?
You can use the Home Building Replacement Cost Calculator below to help you calculate the estimated replacement value of your home.Value my home
What is the replacement value of your contents?
You can use the Home Contents Replacement Cost Calculator below to help you calculate the estimated replacement value of your contents.Value my contents
Upgrade your cover
Flood Cover may be available as an optional cover for buildings and/or contents subject to eligibility criteria.
Portable items (personal effects)
Optional cover to protect your portable valuables (personal effects) from accidental loss or damage both at and away from home.
Domestic Worker's Compensation
Where you employ a domestic worker, we will pay the amount you are liable to pay if they are injured while working for you. Cover only available in the Australian Capital Territory, Western Australia and Tasmania.
Terms, conditions, limits, eligibility criteria and exclusions apply. For more information please refer to the Prestige Home Insurance, Classic Home Insurance or Vital Home Insurance Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Facts Sheets (KFS).
Why choose Over Fifty Insurance?
Obtain a quote, purchase online and save up to 10%*^
Flexible payment options
We provide the option to pay by the month at no extra cost#
We offer choice
Choose from a range of products
24/7 claims lodgement service