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Home Insurance

  • Up to 10% discount on your first year's premium when purchasing a new policy online1,4
  • 24/7 emergency claims assistance
  • Pay by the month at no extra cost 6


Insure your house, the things inside it, your portable contents or your investment property. With products and options to tailor your cover, you can select the right product for you.

Buildings & contents

  • Save up to 10% on your first year’s premium when you purchase a new building and/or contents policy online 1,4
  • Combine your building and contents cover to receive up to 10% discount on your premium 2,4


  • Designed to cover items at your home, from furniture and white goods, to personal belongings like computers, clothing and shoes.
  • Cover for contents intended to be kept outside, like your barbeque, outdoor furniture and children’s play equipment up to $2,000 in total.


  • Designed to cover the physical structures that make up your home buildings, including the garage, deck, sheds and more. 
  • Cover against loss or damage caused by fire, storms, earthquake, impact damage, and more


  • Cover for loss or damage caused by an insured event  to your investment property and/or any contents you provide for the tenant's use
  • Up to $20 million legal liability cover


  • Cover for your belongings at your rental property from damage caused by fire, theft and storm.
  • Covers landlord's structures or fittings for which you, the tenant, are legally responsible under your lease.
Policy Documents and Key Fact Sheets

This is a limited summary of cover only. For full details of the terms, conditions, limits, and exclusions about our home insurances please refer to the relevant Over Fifty Home and Contents Insurance and or Over Fifty Landlord Insurance Product Disclosure Statements (PDS) and any applicable supplementary PDS before making a decision to purchase the insurance. To see some of the events covered and not covered, please refer to the Over Fifty Home Buildings, Over Fifty Home Contents, Over Fifty Landlord Buildings or Over Fifty Landlord Contents Key Fact Sheets (KFS)

Next steps

Over the phone – 24 hours a day, 7 days a week claims hotline

To submit a claim over the phone call 13 31 30, select claims and one of our friendly consultants will assist you.